Education grants for single mothers is an interesting topic. Why, you might ask.
Because you have people trying to obtain money, free money at that.
When people are trying to obtain money they don’t have to pay back,
all kinds of characters come about trying to get in on the action.
So tread lightly and make sure who you’re dealing with aren’t
trying to make a quick buck off you while you’re getting bucks.
Anyone can direct you to education grants for single mothers, but have you asked the right questions first? Do you really want to go to school? Is your field of study going to payoff?
In a finance class way back, the professor made a statement that stuck with me and I almost decided not to even finish getting a degree.
You can’t get back the fours years of not earning money while attending school...or something like that. Get it?
Then on top of earning little or no money you can actually get into massive debt from this whole education ordeal.
So make sure this education journey will pay you back and is worth your valuable time.
Before we move on know that I personally classify grants and scholarships differently. So I have a separate post that covers over 35 scholarships for single mothers.
Now that you took the time out to consider this (hopefully you did) let’s get this money!
I’m assuming you already got this part out of the way, meaning the school you want to attend.
If you haven’t then your list should at least be narrowed down before worrying about the money part. What’s the point of getting single mother educational grants if you don’t know where the money is going?
Contacting the financial aid department of the school is a great first move. All schools are not the same. Most even have their own grants and scholarships.
Be careful though, because higher-learning institutions have an agenda just like everyone else.
Don’t signup for any loan without doing the research first. More than likely they’re going to tell you about the Pell grant first which I took the liberty to explain further down below, just for you.
This is the one of the most well known of the educational grants for single mothers and anyone else for that matter. They are need-based grants provided by the federal government.
Many other scholarships and grants require you to apply for the Pell grant anyways to qualify, so go ahead and knock this out first.
Whenever you see
the acronym FAFSA it’s virtually the same thing as the Pell Grant. I wouldn’t
advise you to get any loans if you can avoid them, trust me; it’s best long
Reason I say this is because loans can essentially be packed in with the Pell grant also and some financial aid officers might pressure you to take the loans.
As long as you pay attention to the filing deadline of the school you’re applying for and fill out the application completely, you shouldn't have any problems with this one.
Other than that, the process is pretty much self-explanatory, nothing too complicated you can apply here.
Now we can get into what you actually came here for….more money right?
Pasty Takemoto Mink was the first woman of color elected to the U.S House of representatives.
Established in 2003, the Patsy Takemoto Mink Education Foundation aims to carry on some of Mink's most ardent commitments: educational access, opportunity, and equity for low-income women, especially mothers; and educational enrichment for children.
In 2015, the Foundation will offer five Education Support Awards of up to $5000 each to assist low-income women with children who are pursuing post-secondary education.
You can apply for the award for the next school year late spring 2015, do so here
Even though it’s just five women chosen every year I would still apply. What do you have to lose and what if you win?
This org has solid education grants for single mothers and all women. So if you haven’t, you should get to know what they have going on.
Basically they give out a lot of grants (that cash) to women across different genres.
Now I can go through here and rewrite everything on their website, or you can get serious and see which grant you qualify for. You can apply here.
Your education grants for single mothers should include your home state also. Many states have their own programs in place for their students. Here are example of a state-based grant.
Kansas Comprehensive Grant- This grant is given by the state government of Kansas based on financial need. To receive this grant you must be enrolled full time in an in-state university. To apply you must complete and submit the FAFSA.The deadline for applying is April 1st of each year and you can be eligible for up to $3,500 per year.
New York Tuition Assistance Program (TAP)- A TAP grant is for students attending College in New York State and if eligible you can receive up to $5,000 in grants. The TAP program is a need based grant program and as such is a great opportunity for single mothers in New York to receive an education grant.
Here's a trusty state specific resource you can use that has the contact information for your state.
Starbucks made headlines not too long ago for initiating a program that provides employees with money to cover the cost of school.
While searching for educational grants for single mothers is a challenge, never overlook the obvious. Many employers have funds for their workers (I hate that word) to return to school.
One of the main drawbacks is signing something saying you’ll work for them longer after getting the degree. If you’re like me, then this sucks. I just don’t wish to work for an employer ever again.
Some don’t have this requirement. If you’re employed, it’s worth the time to see if they have anything available for you.
This article is just the tip of the iceberg. The access to information we have is unbelievable and overloading at times. I hope this made your journey easier.
There are also scholarships for single mothers. Don’t fall for the loans trap like I did.
Actively seek out this money and get it while you can. You don’t want to leave school with mounds of debt.
Especially with a degree or certificate that will not pay down your debt. What's the point of paying $40,000 for a master's degree and will only net you $5,000 more on your yearly salary?
You probably can make that 5k selling stuff on eBay and Amazon. However, that's a topic for another day.